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Debt Capital & Structuring: Real Estate

Mid-Market Real Estate Debt

Too complex for the high street, too small for the investment banks. We structure £1m–£50m of debt for developers and investors, drawing on our accountancy expertise, our own investment track record, and a clear view of how lenders think.

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Our role is to provide bespoke debt capital solutions, structured to your requirements.
Our Services

Funding, structured the right way

Term Debt & Mortgages

Senior debt and term facilities from across the lending market, structured around your actual cash flow, not a generic lending template.

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Development Facilities & Mezzanine Funding

Funding matched to your build programme and exit strategy, backed by our own hands-on experience as active property investors.

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Bridging Finance

Short-term capital for acquisitions, repositioning and value-add projects, arranged at pace when timing matters.

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What Our Clients Say

Reviewed on Google

5 out of 5 · 26 Google reviews

Kiran at Venture Finance is extremely knowledgeable and helpful. He has supported us with a Buy to Let mortgage and Bridging Loan for our Property Business. We already have plans to use Venture Finance for our next Buy to Let property.

Kelly Bailey

I got in touch with Kiran after seeing an auction property I wanted to buy as my first renovation project. As a first timer with auction properties and bridging loans, I found Kiran’s advice invaluable. He was open and clear about how…

Lizzie Rawlinson

I had the pleasure of working with Kiran and his team on the remortgage of my residential property. Kiran was recommended to me and he did not disappoint. As a busy professional I didn’t have the time to conduct the research to…

Rachel Schofield

In my experience as a landlord, I found Kiran at Venture Finance to be a standout professional. His expertise and professional service was tailored to my needs, He provided valuable insights and secured a competitive mortgage rate for my investment property. I…

Matthew Clarke

We've worked with Kiran from Venture Finance several times for refinancing and have always had a great experience. Professional, responsive, and consistently found us the best deals. Highly recommend!

Topsolve UK

Kiran at Venture Finance is extremely knowledgeable and helpful. He has supported us with a Buy to Let mortgage and Bridging Loan for our Property Business. We already have plans to use Venture Finance for our next Buy to Let property.

Kelly Bailey

I got in touch with Kiran after seeing an auction property I wanted to buy as my first renovation project. As a first timer with auction properties and bridging loans, I found Kiran’s advice invaluable. He was open and clear about how…

Lizzie Rawlinson

I had the pleasure of working with Kiran and his team on the remortgage of my residential property. Kiran was recommended to me and he did not disappoint. As a busy professional I didn’t have the time to conduct the research to…

Rachel Schofield

In my experience as a landlord, I found Kiran at Venture Finance to be a standout professional. His expertise and professional service was tailored to my needs, He provided valuable insights and secured a competitive mortgage rate for my investment property. I…

Matthew Clarke

We've worked with Kiran from Venture Finance several times for refinancing and have always had a great experience. Professional, responsive, and consistently found us the best deals. Highly recommend!

Topsolve UK
The Insider’s Edge

That’s the difference an accountant’s eye makes

We’ve sat inside the numbers ourselves — as Chartered Accountants, and as active property investors — before we ever picked up the phone to a lender. Add our panel of 200+ funders, and you get a shortcut past the guesswork that usually comes with sourcing finance.

01

The Accountant’s Eye

We read a deal the way a lender’s underwriter will — structure, numbers, risk — because we trained the same way they did.

02

The Investor’s Instinct

We invest in property ourselves. We know what a deal feels like from the inside, not just from a spreadsheet.

03

The Consultant’s Reach

Access to 200+ funders means we’re not limited to one lender’s appetite — we match the deal to the right money, not the other way around.

Kiran and Joanne Patel, Venture Finance
Why Us

Working with us means working with people who’ve been on the other side of the desk. We’re qualified Chartered Accountants with ongoing, real-life property investment and development experience — not just Brokers repeating a lender’s sales pitch back to you. Integrity sits at the centre of how we work. We understand the level of trust it takes to hand over your personal and financial information, and our clients tell us that’s exactly where the relationship starts — not where it ends.

Whether you’re an established developer or raising your first round of funding, we’re built to guide you through it.

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