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Commercial & Business Mortgages

Mortgage finance for the premises your business runs from — or invests in.

Whether you're buying your own trading premises or a commercial investment, we source mortgage finance structured around the real strength of the business and the property, not a generic high-street template.

What We Arrange

Mortgages for every kind of business premises

We can generally arrange terms for up to 75% of the property or business value, across a wide range of industries — including premises many high-street lenders won't touch.

Owner-Occupied & Investment Premises

Finance for the property, matched to the business

Commercial mortgages for owner-occupiers and investors alike, generally arranged up to 75% of the property or business value being purchased.

  • Industrial units and warehousing
  • Office buildings
  • Retail units and showrooms
  • Garages and workshops
Specialist & Licensed Premises

Lenders who understand specialist trades

Specialist premises need a lender who actually understands the trade behind them — we know which ones do.

  • Licensed premises (pubs, bars, restaurants)
  • Hotels and guest accommodation
  • Leisure parks and holiday parks
  • Agricultural property and land
Why Clients Come To Us

We underwrite the business, not just the bricks

A commercial mortgage lives or dies on how the underlying business actually performs — we read that the way a Chartered Accountant does, before a lender ever sees the application.

01

The accountant's eye on your business

We assess trading performance, cash flow and affordability the way a lender's underwriter will — because we trained the same way they did.

02

Lenders who understand your industry

From licensed premises to agricultural property, our panel of 200+ funders means we're not limited to lenders who only do vanilla retail and office deals.

03

Structured around how the business actually runs

Seasonal trade, recent growth, a change of use — we structure the application around the business's real story, not just a set of historic accounts.

Ready When You Are

Let’s talk about your premises

Tell us about the property and the business behind it, and we’ll tell you honestly what’s achievable.

Start Your Enquiry